Kids Cover – $50,000 FREE cover

Protect what is most precious

Children are precious but they can be expensive! Kids Cover helps you protect your children financially. So how about $50,000 worth of FREE COVER for each of your children when you take out your own policy.

You have automatic Trauma Cover of $50,000 for each of your children, from 4 months old until their nineteenth birthday, which is included with your Trauma Cover. The individual covers can then be converted into a full benefit without medical assessment within 90 days of their nineteenth birthday.

How does Kids Cover work?

A number of medical conditions can affect kids. Kids Cover helps you protect them financially by paying you a lump sum if your child is affected by one of these conditions (see below). Many parents choose this cover so they can take time off work if their child becomes sick or injured, and to help pay for recovery-related expenses.

What’s covered?

  • Alzheimer’s Disease or Dementia
  • Angioplasty
  • Aortic Surgery
  • Aplastic Anaemia
  • Benign Brain Tumour
  • Benign Spine Tumour
  • Blindness
  • Cancer
  • Cardiomyopathy
  • Chronic Kidney Failure
  • Chronic Liver Failure
  • Chronic Lung Failure
  • Coma
  • Coronary Artery Surgery
  • Creutzfeldt-Jakob Disease (CJD)
  • Deafness
  • Diabetes
  • Encephalitis
  • Heart Attack
  • Heart Valve Replacement
  • HIV – medically or occupationally acquired
  • Intensive Care
  • Loss of Independent Existence
  • Loss of Limb and Sight
  • Loss of Limbs
  • Loss of Speech
  • Major Burns
  • Major Head Trauma
  • Meningitis
  • Motor Neurone Disease
  • Multiple Sclerosis
  • Muscular Dystrophy
  • Open Heart Surgery
  • Organ Transplant
  • Out of Hospital Cardiac Arrest
  • Paralysis
  • Parkinson’s Disease
  • Peripheral Neuropathy
  • Pneumonectomy
  • Primary Pulmonary Hypertension
  • Severe Inflammatory Bowel Disease
  • Stroke
  • Systemic Sclerosis
  • Terminal Illness
  • Total and Permanent Disability